PSLF Checklist

Have eligible Direct Loans.
Enroll in a qualifying repayment plan and make qualifying payments.
Work full-time for a qualifying eligible employer.
Complete the borrower section of the PSLF form through the Federal Student Aid PSLF Help Tool. Do this annually and when you change employers.
Ask your employer to complete the employer section of the PSLF form.
Submit the PSLF form to the PSLF servicer. Your loans will transfer to the PSLF servicer if you have qualifying loans and are working for a qualifying employer.
Keep a copy of the PSLF form for your records.
Make 120 qualifying monthly payments. Keep records of the payments you make. Be sure the number of payments you make matches the number that the servicer indicates are qualifying payments. If there is a discrepancy, contact the servicer immediately.
After making 120 qualifying payments, complete the PSLF form and apply for forgiveness. You must be working for a qualifying employer when you submit your form for forgiveness.